This post contains affiliate links. Please see our disclosure policy.
If you’re searching for your FAVORITE chocolate chip banana bread, you’ve officially found it. This loaf is ultra-moist, packed with ripe banana flavor, and absolutely loaded with melty chocolate chips. Honestly, once you make this one, there’s no going back.

No need for a mixer, this batter comes together by hand with just a whisk and a bowl. This recipes uses a classic muffin method for mixing the batter, where you fold wet and dry ingredients together, just like my chocolate oatmeal banana bread and bakery style chocolate chip muffins.
Absolutely delicious recipe and very easy to follow! I really appreciate the detail and my 5 year old and I really enjoyed both making and eating this ! We will be saving this one to use over and over!
Key Ingredients & Test Notes
- All Purpose Flour: Since banana bread is a moist heart quick bread, all purpose flour with 10.5-11.7% protein is the best choice for building a sturdy crumb.
- Overripe Bananas: Speckled banana peels equals more banana flavor!
- Test Note: For an exact measurement, mash the bananas first, then weigh out the amount needed for the batter.
- Dark Brown Sugar: Combing brown sugar with granulated sugar provides moisture and that classic cozy hint of caramel molasses flavor.
- Greek Yogurt: The addition of acidic Greek yogurt is what truly makes this banana bread incredibly moist. It reacts with baking soda creating a fabulously tender crumb.
- Test Note: You can swap the Greek yogurt evenly for sour cream.
- Chocolate Chips!: Fold in standard size semi-sweet chocolate chips or dark chocolate morsels for bites of melted gooey chocolate.

Jenn’s Banana Bread Tips!
- Choose the right pan: Use a metal 9×5-inch loaf pan to hold all the batter and give an even bake on the banana bread crust.
- Distribute chocolate chips evenly: Since the batter is nice and thick, fold the chocolate chips in two batches. You can also scoop part of the batter into the loaf pan sprinkle with chocolate, then repeat until all batter and chips are incorporated.
- Ripen Bananas Quickly:
- Place them on a baking sheet and bake at 300°F (150°C) for 15–20 minutes, until the skins are completely brown. Let the bananas cool before using.
- You can also ripen bananas in the microwave. Just pierce the peel a few times with a fork and microwave for 30 seconds to 1 minute.

Leftovers & Storage
- Room Temperature: Once fully cooled, wrap the banana bread tightly in plastic wrap, aluminum foil or in an airtight container at room temperature for up to 3 days.
- Refrigerator: I don’t recommend refrigerating banana bread since the cold tends to dry it out.
- Freezer: Wrap the loaf in foil or transfer it to a freezer-safe bag or container and freeze for up to 3 months. Thaw at room temperature for a few hours before serving.

★★★★★ Please leave a star rating and review below if you make this recipe! THANK YOU!!
Moist Chocolate Chip Banana Bread

Equipment
Ingredients
- 282 grams (2 ¼ cups) all purpose flour, 10.5-11.7% protein
- 1 teaspoon baking soda
- ½ teaspoon fine sea salt
- ½ teaspoon ground ginnamon
- ¼ teaspoon ground nutmeg
- 113 grams (½ cup) unsalted butter, melted
- 165 grams (¾ cup) dark brown sugar, lightly packed
- 50 grams (¼ cup) granulated sugar
- 464 grams (2 cups) mashed overripe bananas, (about 3.5 large bananas)
- 100 grams (2 large) whole eggs, room temperature
- 120 grams (½ cup) full fat Greek yogurt
- 2 teaspoons pure vanilla extract or vanilla bean paste
- 128 grams (¾ cup) semi-sweet chocolate chips, (few more to sprinkle on top)
Instructions
- Preheat oven to 350℉ / 180℃. Line a 9×5-inch loaf pan with parchment paper that hangs over the longer sides of the pan like wings.
- In a medium bowl hand whisk together flour, baking soda, salt, cinnamon and nutmeg. Set aside.282 grams all purpose flour, 1 teaspoon baking soda, ½ teaspoon fine sea salt, ½ teaspoon ground ginnamon, ¼ teaspoon ground nutmeg
- Using a separate large bowl combine melted butter with the granulated sugar and dark brown sugar. Hand whisk together until well combined.113 grams unsalted butter, 165 grams dark brown sugar, 50 grams granulated sugar
- Add the following ingredients one at a time and gently mix until incorporated. Hand whisk in mashed bananas, then eggs, greek yogurt, and vanilla extract.464 grams mashed overripe bananas, 100 grams whole eggs, 120 grams full fat Greek yogurt, 2 teaspoons pure vanilla extract or vanilla bean paste
- Next, sprinkle flour mixture a 1/2 cup at a time into the wet mixture, whisking enough to completely mix in flour without over working batter.
- Then fold semi-sweet morsels into the batter with a rubber spatula.128 grams semi-sweet chocolate chips
- Pour batter into prepared loaf pan. Place pan on the middle oven rack.
- Bake for 65-70 minutes until toothpick inserted comes out mostly clean with a few moist crumbs.
- Place pan on cooling rack for 10 minutes before lifting loaf from pan by pulling upward on over hanging parchment paper.








Absolutely delicious recipe and very easy to follow! I really appreciate the detail and my 5 year old and I really enjoyed both making and eating this ! We will be saving this one to use over and over! Thank you Jenn!
Looks wonderful! Can you use fat free yogurt or does the fat content count?
Yes you can use it! It may alter it slightly but not a huge difference.
Can I use vinegar and milk to replace Greek yogurt?
This was fabulous! A smooth crumb with a wonderful light banana flavor and little bursts of chocolate flavor. I used dark chocolate chips instead of semi-sweet morsels, and the chocolate was not as evenly distributed as shown in the photo. Is that because of the size and weight of the chips? What do you advise for ensuring a more even distribution of chocolate?
I guess you used a cheap brand of chocolate! That’s happens…
So delicious!! was a hit in my house… we almost finished the whole loaf in one setting!!