This Moist Coconut Carrot Cake, filled with shredded carrots, banana and figs, is perfectly spiced and topped with a luscious honey vanilla cream cheese frosting. A twist on the old fashioned carrot cake recipe with a lovely blend of fresh carrots, coconut, and banana.

*This Recipe is Sponsored by Watkins. All thoughts and text are my own. Thank you for supporting the companies that help make Two Cups Flour possible.
Carrot Cake is usually seen predominantly in the Spring, but I say there shouldn't be any seasonal rules when it comes to enjoying cake!
Most traditional carrot cake recipes are made with a mixture of nuts, pineapple, and raisins in the batter. I've actually never preferred this combination even though I love the base flavor. So, of course I had to put my own spin on the filling.
My rendition of carrot cake is super moist with hints of banana, dried figs, and shredded coconut! Staying true to a creamy topping, I made a softer version of cake frosting with cream cheese, honey, and a little vanilla. The not too sweet icing adds just enough lightness to the warmer spices. Once you make this homemade carrot cake you'll be baking it for every occasion.

Carrot Cake Spices
All the cozy flavor from the perfect blend of spices is what creates that nostalgic homemade Carrot Cake taste. I partnered with Watkins to share with you my Moist Carrot Cake Recipe inspired by all my fond memories of eating spiced cake with vanilla frosting during family holidays.
All Watkins products are free from artificial dyes, high-fructose corn syrup, added MSG and other artificial ingredients. Which means I can always feel comfortable knowing only quality spices are going into my cakes.
I love lots of flavor in my carrot coconut cake so there is plenty of ground cinnamon, ginger, and nutmeg. All three create a lovely blend without being over powering.

Ingredients
- Sunflower Oil or Coconut Oil can be used interchangeably to create a lovely moist cake. The melted coconut oil will impart a soft coconut flavor that won't over power the spices.
- Brown Sugar and Granulated Sugar are combined for moisture, sweetness and richer flavor.
- Mashed Bananas pairs so nicely with carrots and coconut, and replaces part of the oil in the recipe.
- Freshly Grated Carrots add additional moisture and bold carrot flavor to this special cake. Packaged grated carrots are drier and lacking in flavor, therefore not recommended.
- Dried Figs are used to replace the more classic raisin mix-in from standard carrot cakes. I suggest grabbing the dried figs that are sold in sealed bags, as the ones in plastic containers have less moisture.
- Unsweetened Coconut Flakes add a little tropical note, blending nicely with the carrots and figs. I've made this cake with both shredded coconut and with coconut I've blitzed in the food processor for coconut granules. The granules add a lovely texture to the cake without chunks of shreds, but both are equally delicious.
- Cinnamon, Ginger, and Nutmeg spices are the perfect blend for a true classic carrot cake flavor.
How To Make Coconut Banana Carrot Cake
The beauty of this classic carrot cake recipe is that it can be made without a stand mixer. The effort is in the prep, where you will need to mash over-ripened bananas, chop dried figs, and of course grate fresh carrots. I promise the extra steps are going to be worth it when you take your first bite.
Once all your ingredients are measured and laid out on the counter, mixing the batter is simple. Start by hand whisking the flour with the spices, salt and rising agents in a large bowl. Then, in a separate medium bowl hand whisk together the sugars, eggs, maple syrup, and vanilla until smooth. Mix in the mashed banana and then pour in the oil. Whisk until the oil is fully incorporated.
Pour the wet mixture into the flour mixture and fold the two together using a silicone spatula, trying not to stir. When you don't see any flour streaks, gently fold in the carrots, coconut, and figs one at a time. There you go, cake batter done.
Divide the cake batter between each 9-inch cake pan and bake until the center is set, when cake pulls away from the sides of the pan, and a toothpick inserted into the center comes out clean.




Vanilla Cream Cheese Frosting
Layering the cake with a silky whipped vanilla homemade cream cheese frosting, lightly enhance with honey creates a perfect balance with the hearty carrot cake. I've added frosting between the cake layers and on the top of the second layer for a lovely visual contrast and ratio of rich cake to sweet frosting. Make a double batch of frosting to add a layer of frosting between the layers and the sides of the cake.
When making the cream cheese frosting, be sure that the cream cheese and butter are both softened at room temperature. If either one is cold, they won't cream together evenly for a smooth frosting. I also suggest sifting the confectioners' sugar to prevent lumpy sugar pockets.


Baking Tips
What Baking Ingredients I Use and Why
Weigh Your Ingredients:
My recipes are all tested by weighing ingredient in grams to be the most accurate. By using a kitchen scale, your recipe will turn out as close to the written recipe as possible. This is the kitchen scale I use everyday.
Weigh Cake Batter for Even Cake Layers:
To bake even layers, I always weigh the batter filled cake pans, using my kitchen scale. Tap the pans on the counter to release any extra air bubbles from the batter. Use baking strips like these, which I wrap around my cake pans for even heat distribution.
DO NOT OVER BAKE the Cake Layers:
Avoid overbaking the cake layers to keep them from becoming dry and crumbly! The cakes are done when the center sets and the edges start turning golden brown. Lightly press your finger on the center of the cake to test—if it feels slightly firm or offers a bit of resistance, it's ready.
Keep an Eye on the Oven:
Ovens heat differently, causing slight variations in baking times. For best results, watch your cakes closely and adjust as needed.
Assemble with Cooled Cake Layers:
Allow baked caked to cool for about 15 minutes in the pan before inverting and removing. Place the cake layer right side up on a wire cooling rack to cool completely. Before assembling, peel away the bottom layer of parchment paper. If you add frosting to warm cake, the frosting will melt.

How to Store Carrot Cake
Frosted carrot cake can be served at room temperature once made. However, after 2-3 hours it is best to store cakes with cream cheese frosting in the fridge. Unfrosted cake layers can be wrapped in plastic wrap and stored in the fridge until ready to assemble. A moist cake will stay fresh up to 5 days when properly stored in the fridge.
Frequently Asked Questions
If you would like to freeze your carrot cake, don't add the icing. Simply wrap the layers twice in plastic wrap then slide into a freezer safe plastic bag. Frozen cake will stay fresh for up to 4 months. Thaw frozen layers to room temperature before icing and assembly.
You can swap the shredded coconut for chopped nuts and the figs for raisins. Just keep to the same total measurements.
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Moist Coconut Carrot Cake
Ingredients
Carrot Cake
- 313 grams all purpose flour, 11% protein
- 2 teaspoons ground cinnamon
- 1 teaspoon ground ginger
- ½ teaspoon ground nutmeg
- ½ teaspoon fine sea salt
- 2 teaspoons baking powder
- 1 teaspoon baking soda
- 220 grams dark brown sugar, packed
- 100 grams granulated sugar
- 4 large eggs, room temperature
- 1 large egg yolk, room temperature
- 171 grams mashed over-ripened banana
- 2 tablespoons maple syrup
- 2 teaspoons pure vanilla extract
- 224 grams sunflower oil or liquid coconut oil
- 200 grams fresh carrots, peeled and grated
- 42 grams shredded sweetened coconut, *keep shredded or blitz in food processor for smaller granules
- 96 grams dried figs, chopped *optional to swap for raisins or dates
Vanilla Cream Cheese Frosting
- 113 grams unsalted butter European Style 82% butterfat, softened
- 125 grams full fat cream cheese, softened
- 1 teaspoon honey
- 2 teaspoons vanilla bean paste or pure vanilla extract
- ½ teasoon fine sea salt
- 330 grams powdered sugar, sifted
Topping
- shredded sweetened coconut, sprinkle on top of frosting
Instructions
Carrot Cake
- Preheat oven to 350℉ / 180℃ / 160℃ Fan (convection). Prepare two 9-inch round cake pans with non-stick spray and line the bottoms with parchment paper.
- Whisk together flour, cinnamon, ginger, nutmeg, baking powder, baking soda, and salt in a large bowl.
- Place eggs, brown sugar, granulated sugar, mashed banana, maple syrup and vanilla extract into a separate large bowl. Hand whisk together until smooth.
- Add in room temperature melted coconut oil and whisk until mixed in.
- Pour wet ingredients into dry ingredients. Using a wooden spoon or sturdy rubber spatula and mix until just combined. Don't over mix the batter.
- Fold in the carrots, coconut, and figs in intervals.
- Scoop the cake batter into the two prepared cake pans dividing the batter evenly.
- Bake for 33-35 minutes on the middle rack. Check for doneness when the tops of the cakes have a slight spring and a toothpick inserted into the center of each one comes out clean.
- Transfer the pans to a wire cooling rack for 15 minutes. Then, invert the pans and place the cake layers right side up, directly onto the wire rack to cool completely.
- Remove bottom layer of parchment paper before assembling the cake with frosting.
- Place a single layer on desired cake dish. Top with cream cheese icing, sprinkle with shredded coconut.
- Place second layer on cake and repeat by covering the top of cake with icing and a sprinkling of more shredded coconut.
- Slice and serve.
Vanilla Cream Cheese Frosting
- Using an electric mixer with whisk attachment on high speed, beat together softened butter and cream cheese, until fluffy without lumps. (3-4 minutes) Mix in the honey, vanilla, and salt.
- Reduce speed to low and slowly spoon in the sifted powdered sugar. Whip on medium high speed until smooth. (2-3 minutes)
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